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1. Recent bank reforms have helped increase private sector growth and investment.
   近期的银行改革有助增加投资和发展私人机构。
2. The reform of Chinese state-owned banks is given attention because of its hardships and particularity.
   中国国有银行改革以其艰巨性和特殊性而一直引人注目。
3. The implications of the AMH for regulatory reform are significant.
   适应性市场假说对于金融改革而言意义深远。
4. Beyond that, we desperately need to pass effective financial reform.
   此外，我们极端需要通过有效的金融改革法案。