creditn.信用；荣誉；学分；赞扬；贷款；赊欠；贷方；存款(复)credits: 演职员名单.v.归功于；相信；记入贷方credit slip贷方传票,信用传票

1. And during that time, the credit creation function of the banking system is encumbered in a way that hurts growth.
   这段时间内，银行系统的信用产生功能在某种损害经济发展的程度上受阻。
2. We have a flurry of bank bankruptcies and workouts but the financial system absorbs these losses and the credit creation process is quickly re-established with tighter credit.
   我们恐慌银行破产倒闭，但是金融系统吸收了这些损失，并且信用产生过程很快在紧缩信用的基础上得到重建。