premiumn.额外费用；奖金；保险费n.(商)溢价adj.高价的；优质的premium brand主打品牌,品牌溢价premium stock[经] 高信誉的股票, 溢价股票, 酬股premium sales有奖销售premium price溢价premium earned实<已>收保险费premium notice缴费通知premium income保险费收入premium tariff保险率表Premium rebate保险费回扣premium clause保险费条款

1. I am afraid you have to pay the premium.
   恐怕您得付保险费。
2. And it's the broker who collects the premium.
   而经纪人收取保险费付款。