customersn.顾客；<口>家伙名词customer的复数形式customern.顾客；主顾；<口>家伙customer resource顾客资源Customers Loyalty顾客忠诚customer's demand碎石层customer terminal客户终端customer contract消费者合同customer software用户软件； 定制软件customer behavior顾客行为customers'loyalty挤压边墙customer-facingadj.直面顾客的；一线的Customer personas顾客人物角色

1. The second is the rating agencies, the new arbiters of credit risk.
   第二股力量是评级机构，信贷风险新的仲裁者。
2. So the IRL can not only increase the efficiency of loans, but also increase the risk of bank loans.
   在这种情况下，利率市场化不仅不能提高银行信贷的配给效率，反而会增加银行的信贷风险。